General Liability Insurance in Dallas, TX
For businesses, general liability insurance is not just a safety net but a cornerstone of a robust risk management strategy. It can provide financial stability and help ensure that a single accident or lawsuit doesn’t jeopardize the business’s future. Investing in general liability insurance is wise for any company looking to protect its interests and maintain a solid reputation.
What Is General Liability Insurance? 
General liability, or commercial liability insurance, is a fundamental financial protection for businesses. It can safeguard against financial losses from third-party claims of bodily injury, property damage and personal and advertising injury. This coverage is crucial for businesses to shield themselves from unexpected expenses that could arise from everyday operations.
What Does General Liability Insurance Cover?
This insurance can cover the following:
- Bodily injury—This insurance may pay for nonemployee injuries that occur on the business premises or during business operations.
- Property damage—This can cover expenses for damage to someone else’s property caused by the business or its employees.
- Personal and advertising injury—This insurance can protect against claims of slander, libel or copyright infringement in advertisements.
- Lawsuits—If the insured company is sued due to one of the aforementioned incidents, this coverage may pay for legal costs, including representation, judgments and settlements.
What Does General Liability Insurance Cost?
Insurers compute the cost of general liability coverage differently. Some factors that may impact the cost of your premium include the following:
- Type of business
- Location
- Number of employees
- Level of risk associated with the business’s activities
It’s best to talk to an insurance agent and ask for a personalized quote for accurate pricing.
Get General Liability Insurance in Texas
Discover why Northwest Insurance Agency is the agency of choice for residents of Dallas-Fort Worth and the surrounding areas. Contact us today to learn more and to get a free general liability quote.